Head Office: 01277 844 360

Construction & Builders Insurance

Specialist Insurance for the Contracting Industry

Construction contractor insurance is essential for builders, developers and contractors to protect their businesses from various risks and liabilities associated with their operations. Insurance requirements and options may vary based on the specific nature of the construction work, the size of the company, and contractual obligations. 

We are able to offer policies with unrestricted height or depth limits, and include a subcontractor insurance checking service as standard. 

Public Liability Insurance: Public Liability Insurance provides coverage for claims made by third parties for bodily injury or property damage caused by the contractor’s work. It is essential for protecting against legal claims and compensation costs.

Types of Construction & Builders Insurance:

  • Employers’ Liability Insurance: Employers’ Liability Insurance is a legal requirement in the UK for businesses that employ staff, including construction contractors. It covers the costs of compensation claims made by employees who are injured or become ill due to work-related activities.
  • Contractor’s All Risks (CAR) Insurance: CAR insurance is designed specifically for construction projects. It provides coverage for damage or loss to the construction site, materials, equipment, and third-party liabilities.
  • Professional Indemnity Insurance (PI): PI insurance is crucial for construction professionals, such as architects, engineers, and consultants. It protects against claims of professional negligence or errors that result in financial losses to clients or third parties. Contingent PI cover is typically also required for Main or Principal Contractors who engage or subcontract out the design element.
  • Tools and Equipment Insurance: This coverage protects the contractor’s tools, machinery, and equipment from theft, damage, or loss. It can include coverage for owned or rented equipment.
  • Commercial Fleet Insurance: Construction contractors often use vehicles for transportation of equipment and materials. Commercial motor insurance provides coverage for these vehicles, including liability and physical damage coverage.
  • Cyber Liability Insurance: As digital technology becomes more integral to construction operations, cyber liability insurance can protect against data breaches, cyberattacks, and related expenses.
  • JCT Clause 6.5.1 Insurance: This type of insurance is specific to Joint Contracts Tribunal (JCT) construction contracts and provides non-negligent liability cover. It covers the costs of repairing or rebuilding the works if they are damaged during the construction process and is frequently required for projectsn close-proximity to other buildings where subsidence, piling or groundworks are being undertaken.

For expert insurance advice please call us 01277 844 360

Contractor Insurance

Construction & Builders Insurance

Utilities & Groundworks Contractors Insurance

Drainage Contractors

High Risk Liability Contractors Page

See What Clients Say About Us

Scroll to Top