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Demolition Contractors Insurance

Specialist Insurance for the Contracting Industry

Demolition work carries significant risks, including working with hazardous materials, operating heavy machinery, and dealing with falling debris. It’s essential for demolition contractors to have appropriate insurance cover to protect their businesses and employees. 

It’s essential to work closely with an insurance broker who specialises in construction and demolition insurance to ensure that your policy is tailored to your specific needs and risk profile. Additionally, regularly reviewing and updating your insurance coverage to align with your evolving business requirements is important to maintain adequate protection.

Types of Demolition Contractors Insurance:

  • Public Liability Insurance: This type of insurance covers you if third parties, such as members of the public or clients, are injured or their property is damaged as a result of your demolition work.
  • Employers Liability Insurance: If you have employees, Employers’ Liability Insurance is a legal requirement in the UK. It covers the cost of compensation claims made by employees who are injured or become ill as a result of their work for your company.
  • Environmental Liability Cover: Given the potential for hazardous materials and chemicals in demolition work, having coverage for environmental liability should be considered. This type of insurance can help cover the costs of cleaning up pollution or environmental damage caused by your operations.
  • Tools and Equipment Insurance: Your tools and equipment are vital for carrying out demolition work. Having insurance to cover their loss or damage can ensure that your business continues to operate smoothly even if your equipment is compromised.
  • Plant & Machinery: Heavy machinery like excavators, bulldozers, and cranes are essential in demolition work. Insurance for these machines can help cover repair or replacement costs if they are damaged or stolen.
  • Asbestos Liability: Given the dangers associated with asbestos removal, having specific coverage for asbestos-related liability is essential. This cover can help protect your business from legal and financial consequences related to asbestos exposure.

For flexible insurance advise please call us 01277 844 360

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