Specialist Waste & Recycling Insurance
At DCR, our team has over 50 years of experience in waste insurance. We understand the specific risks and challenges that businesses in waste management and recycling face.
Insurance for the Waste & Recycling Industry
Waste insurance is crucial for businesses involved in waste management, recycling, and other related industries.
It helps protect against potential liabilities, environmental risks, and unexpected events that can occur in these sectors.
For expert insurance advice please call us 01277 844 360
Waste Insurance
Waste & Recycling Commercial Property Insurance
Waste & Recycling Public & Employers Liability Insurance
Waste & Recycling Plant & Machinery Insurance
Waste & Recycling Motor Fleet Insurance
Waste & Recycling Directors & Officers Insurance
Waste Broker Professional Indemnity Insurance
Who Do You Provide Insurance For?
We work with all kinds of businesses in the waste and recycling sector. This includes companies that deal with asbestos and other hazardous waste recycling. This also covers those who manage asbestos and hazardous waste.
- Paper & Cardbord Recycling
- Plastics, Wood & Glass Recycling
- WEEE & Battery Recycling
- Skip Hire & Waste Transfer Stations
- Landfill Sites
- Scrap Metal Recyclers
- Hazardous Goods & Cooking Oil Recycling
- Renewable Energy
- Bin Collection
- Secure Waste Disposal & Destruction
What do we cover?
Due to the complex risks in waste, recycling, and reuse businesses, we take time to understand your needs. This helps us create the best insurance program for you. Some of the potential risks that waste insurance may protect against include:
Plant &
Machinery
Insurance
Any downtime with machinery faults can disrupt a business and cause loss of income. Having the right coverage to protect your business in case someone loses or damages your machinery is crucial.
Our Plant and Machinery Insurance helps your business get back on track quickly. This minimizes disruption and reduces financial problems and damage to your reputation. We can also cover any machinery that you have hired in for a project.
Material Damage & Business Interruption
Material Damage covers the cost to restore any lost or damaged asset. This brings it back to its condition before an event, like a fire or storm.
Business Interruption Insurance covers the income you would have received if the event had not happened. You can protect your business by combining Material Damage and Business Interruption Insurance. This helps cover different types of losses from insured events.
Motor Fleet Insurance
Our Motor Fleet Insurance provides strong protection for all your vehicles. We will work closely with you to understand your business and how you operate. Then, we will create a custom insurance programme to protect you.
Our team has many years of experience in arranging Motor Fleet Insurance. We also provide smart, practical risk management advice. This helps you reduce the chances of making a claim when possible.
Directors & Officers Insurance
Directors and Officers Insurance, or D&O Insurance, offers financial protection for leaders of an organization. It covers defence and damage costs if someone makes a claim against them. This can happen as a result of decisions or actions taken during their regular duties.
Combined Liability Insurance
Employers Liability Insurance is a legal requirement for most businesses that employ at least one person. This protects employees if they get hurt or sick from their work and choose to sue you for compensation. It also covers any legal fees you must pay.If a member of the public gets hurt or suffers damage because of your business, they can sue you. You may have to pay for these costs. Public Liability Insurance therefore provides cover to defend these claims and compensation payments.
Product Liability Insurance provides coverage for allegations directed at your company regarding injuries or damages resulting from a product you have sold.
Environmental Impairment Liability
Environmental Impairment Liability, sometimes called Environmental Insurance, covers the environmental damage from pollution. This can pay for clean-ups required by regulators. It also covers third-party liability, including property value, and legal defence costs.
Essential Cover
It’s essential for businesses in the waste management and recycling sectors to have appropriate insurance coverage to mitigate these and other risks.
Having insurance designed to protect against these specific risks can provide peace of mind and financial security.
Waste & Recycling Insurance FAQs
What insurance does a waste and recycling business need?
Waste and recycling businesses may need a combination of property, liability, plant and machinery, motor fleet, environmental liability and directors’ and officers’ insurance, depending on how they operate.
Why do waste and recycling businesses need specialist insurance?
Waste and recycling operations often involve machinery, vehicles, hazardous materials, environmental exposures and site risks, so standard commercial insurance may not provide suitable protection.
Does waste insurance cover environmental risks?
Waste insurance can include environmental impairment liability, which may help with pollution, clean-up costs, regulatory action and third-party environmental damage claims, depending on the policy.
How much does waste and recycling insurance cost?
The cost depends on the type of waste handled, site activities, turnover, vehicle use, plant and machinery, claims history, environmental exposure and the level of cover required.
